🤖
Namaste! 🙏 Main aapka PaisaPedia Risk Advisor hoon.kitne ka penalty risk mein hai — bilkul free.
✅ Haan, shuru karo!
🚀 Mujhe mera risk jaanna hai
🤖
Sabse pehle — aapka GSTIN number daalein. Ismein se main automatically aapki basic business details nikal lunga. ⚡Example: 06ABCDE1234F1Z5
🌐 GST Portal se filing status check karein
Neeche button click karke portal kholo
Apna GSTIN search karo → "Show Filing Table" click karo
GSTR-1, GSTR-3B, GSTR-9 ki last date dekho → wapas aao
🔗 GST Portal Kholo →
Verify →
✅
Business Verified
Active
GST Portal se — Last Return Filed
GSTR-1
Select
Current period ✅
1 month late ⚠️
2-3 months late ⚠️
3+ months ❌
Never filed ❌
Nil / N/A
GSTR-3B
Select
Current period ✅
1 month late ⚠️
2-3 months late ⚠️
3+ months ❌
Never filed ❌
Nil / N/A
GSTR-9 Annual
Select
FY 23-24 Filed ✅
FY 22-23 only ⚠️
Not filed ❌
Exempt / N/A
Aage Badho →
GST registered nahi hoon — skip karo
🤖
Aapka Annual Turnover kitna hai? Yeh GST obligation determine karta hai. 📊
📦 ₹20L se kam
📈 ₹20L – ₹40L
🏢 ₹40L – ₹2Cr
🏭 ₹2Cr – ₹5Cr
🌐 ₹5Cr se zyada
🤖
Aapki primary industry kya hai? Ismein se license compliance check hogi. 🏭
🍽️ Food / Hotel / Restaurant
🏭 Manufacturing
🏗️ Real Estate / Builder
🌐 Import / Export
💊 Pharma / Medical
💼 Services / Consulting
🤖
Pichle 2 saal ki ITR file hui hai? (FY 22-23 aur FY 23-24) 📋
✅ Dono saal filed
⚠️ Sirf 1 saal
❌ Nahi file ki
🤖
TDS deduct aur deposit hota hai time pe? Quarterly returns (26Q/24Q) file hoti hain? 💰
✅ Haan, compliant
⚠️ Kabhi kabhi late
❌ Nahi hota
🔵 N/A — Applicable nahi
🤖
Aapki purchase invoices GSTR-2A/2B se match karti hain? ITC mismatch bahut badi problem ban sakti hai. ⚠️
✅ Haan, match karti hain
❌ Nahi match karti
🤔 Pata nahi
🤖
ROC filings — AOC-4 (Financial Statements) aur MGT-7 (Annual Return) — pichle 2 saal ki filed hain? 🏢Late fee: ₹100/day per form, no upper limit
✅ Dono saal filed
⚠️ Partially pending
❌ Nahi file ki
🤖
DIR-3 KYC — sabhi directors ki? ⚡Agar nahi — DIN deactivate hoga, koi bhi ROC filing band ho jayegi!
✅ Sabhi directors ki done
❌ Nahi hui / pata nahi
🤖
Company ne Bank, NBFC ya Directors se loan liya hai? 🏦
✅ Haan, loan hai
❌ Nahi, koi loan nahi
🤖
Form DPT-3 file ki hai loan ke liye? ⚡Nahi ki toh loan "Public Deposit" maan liya jayega — criminal liability!
✅ Haan, DPT-3 filed
❌ Nahi file ki
🤖
Aapke business mein kitne employees hain? 👷
👤 Sirf main / koi nahi
👥 1–9
👥 10–19
🏭 20 ya zyada
🤖
PF & ESIC — registered hain aur monthly deposit ho raha hai time pe? 💼
✅ Haan, dono compliant
⚠️ Registered, late deposits
❌ Nahi registered
🤖
Aap Professional Tax (PT) state mein hain? (Maharashtra, Karnataka, WB, TN, AP, Telangana, Gujarat, MP — haan. Haryana, Delhi, UP, Rajasthan — nahi .) 📍
✅ Haan, PT state mein hoon
❌ Nahi, PT applicable nahi
🤖
Professional Tax registered aur paid hai? 💳
✅ Haan, paid
⚠️ Registered, arrears hain
❌ Nahi
🤖
MSME / Udyam Registration active hai? Yeh Section 43B(h) ke under 45-din payment protection deta hai! 🛡️
✅ Haan, active Udyam
❌ Nahi kiya
🔵 Applicable nahi
🤖
Industry license question...
✅ Haan, valid hai
⚠️ Expired / Renewal pending
❌ Nahi liya
🤖
Trademark — aapke brand ka naam/logo register hai? ⭐Bonus marks milenge! IP protection = business ki asli security
⭐ Haan, registered / applied
❌ Abhi tak nahi
🔥 Mera Penalty Risk Calculate Karo!
⚡ Running Penalty Exposure
₹0